Products & Services
Commercial Lines
The Commercial Lines division of WFL is committed to helping you solve the complex issues facing your business. We handle the risk management needs for some of our area's largest employers, as well as specific risk transfer for numerous small businesses. We perform our duties with a clear focus that we are employed by you to serve your needs.
We are insurance professionals by trade; however, we are business consultants by practice. We believe the most important decision you have is hiring a competent professional organization to help you make important decisions about your business and the risks that you face. We partner with our clients' attorneys, CPAs and bankers to make certain these decisions are shared by a team of "Trusted Advisors." This ensures that all risks you encounter have the solid commitment of people you trust.
We represent the most respected insurance companies in the insurance industry and handle all lines of commercial insurance coverage. We have adopted a rigorous process to ensure that you receive the appropriate coverage from the most financially sound insurance carriers to protect your business from financial loss.
We do not take the traditional approach to insurance. We establish long term relationships with our clients. This enables us to develop solutions which help you predict future expenditures and have a consistent approach to your risk management program. We have two goals:
- To control and reduce the total cost of risk (TCOR)
- To make our clients "best in class" to the marketplace
Our unique method of operation is based on four steps: Discover, Design, Implement, and Continue. This process is done in tandem with you to make sure every decision is reached with the appropriate amount of knowledge. We walk together with you, knowing that these joint decisions will enable you to make the right capital decisions.
Protecting your business is why we exist. Our experience, professionalism, and customized solutions are why you value our expertise. Together we make risk management understandable and valuable to you, our client.
For more information about our Commercial Lines division email: commerciallines@wfl-stl.com.